As digital transformation has become a key driver for improving the quality of healthcare, medical data is increasingly viewed as a strategic asset for every nation and healthcare institution. However, the proliferation of electronic health records, smart hospitals, and artificial intelligence (AI) has also presented a major challenge: ensuring the security of personal medical data.

In the digital age, data has become a strategic resource that underpins the digital economy, a nation’s competitiveness and the stability of society. Unsurprisingly, it has become a prime target for cybercriminals intent on manipulating behaviour, diverting financial flows, undermining public trust and eroding digital sovereignty.

The Law on Personal Data Protection, passed by the National Assembly on June 26, 2025, clearly stipulates citizens’ fundamental data rights. Having officially come into force on January 1, 2026, the law is regarded as a major milestone in protecting privacy, ensuring data security, and strengthening digital trust in Viet Nam.

In the context of robust digital transformation, online lending has emerged as an inevitable trend, opening up new development space for the banking sector. This form of credit helps customers access capital more quickly and transparently, contributing to financial inclusion and creating new momentum for economic growth.