The Law on Personal Data Protection, passed by the National Assembly on June 26, 2025, clearly stipulates citizens’ fundamental data rights. Having officially come into force on January 1, 2026, the law is regarded as a major milestone in protecting privacy, ensuring data security, and strengthening digital trust in Viet Nam.

In the context of robust digital transformation, online lending has emerged as an inevitable trend, opening up new development space for the banking sector. This form of credit helps customers access capital more quickly and transparently, contributing to financial inclusion and creating new momentum for economic growth.