The State Bank of Viet Nam has just issued a statement on managing credit growth in 2026. Accordingly, the State Bank of Viet Nam has projected credit growth across the entire system at approximately 15%, with adjustments up or down as appropriate to actual developments and circumstances.

Credit growth in Viet Nam reached nearly 18% in 2025, reflecting the State Bank of Viet Nam’s (SBV) flexible and proactive monetary management aimed at supporting economic growth while keeping inflation under control.

Viet Nam’s economy in 2025 stands out for its impressive resilience and ability to overcome challenges, according to Professor Vu Minh Khuong of the Lee Kuan Yew School of Public Policy in Singapore.

As Viet Nam enters the fourth quarter, the economy is showing many positive signs: industry is recording double-digit growth, exports are surging, and inflation remains under control. Amid this recovery, credit flows within the banking system continue to play the role of the economy’s lifeblood, flowing strongly into production and business activities and creating momentum for sustainable growth.

A press conference was held by the State Bank of Viet Nam (SBV) on October 3, in Ha Noi to announce the banking sector’s performance in the third quarter of 2025. Deputy Governor of the SBV Pham Thanh Ha chaired the conference.

The credit growth figure of 7.14% as of June 2025 signals that the “lifeblood” of the economy is circulating strongly again, reflecting a revived confidence among businesses and citizens and creating significant momentum for GDP growth in the second half of the year.