According to the State Bank of Viet Nam's Regional Branch No. 2, total deposits at credit institutions increased 7% from the end of 2025 to 5.63 quadrillion VND (about 213.9 billion USD).
The city's economy maintained strong momentum during the first half of the year, with gross regional domestic product (GRDP) expanding by 8.55%. Retail sales of goods and consumer service revenue climbed 13.2% year-on-year to 967.5 trillion VND (36.7 billion USD).
Credit continued to flow mainly into production and business activities. Outstanding lending to small and medium-sized enterprises reached 1.292 quadrillion VND, while loans to agriculture and rural development totalled 604 trillion VND. Export lending stood at 303 trillion VND, with additional financing directed towards supporting industries and high-tech enterprises.
Government-directed lending programmes also made steady progress. Under a 185 trillion VND credit package supporting agricultural, forestry and fisheries processing, banks disbursed 1.73 trillion VND during the first half of the year, bringing cumulative lending under the scheme to more than 52.27 trillion VND.
The city also continued to expand financing for social housing, workers' housing and the renovation of ageing apartment buildings. Five projects have received disbursements, while nearly 173 individuals have also accessed preferential housing loans.
Tran Thi Ngoc Lien, Deputy Director of the State Bank of Viet Nam's Regional Branch No. 2, said the banking sector would continue promoting safe and effective credit growth, prioritising productive sectors and key economic drivers while maintaining stable interest rates and improving access to finance for businesses and households.
