According to the General Statistics Office under the Ministry of Finance, the mobilization interest rate and lending interest rate levels maintained a downward trend, the exchange rate was actively and flexibly managed, contributing to stabilizing the macro economy; the insurance market grew stably, and the stock market improved thanks to the gradual recovery of the economy.

In the face of accelerating climate change and increasingly frequent natural disasters, insurance has become an essential risk management tool for Viet Nam’s farmers. It not only safeguards agricultural assets but also helps maintain production stability. Despite its importance, legal ambiguities continue to hinder access to insurance—especially among rural communities who need it most.