The event was jointly organised by the Banking Times and the State Bank of Viet Nam (SBV) – Region 9 Branch.
Speaking at the opening session, Dao Minh Tu, Standing Deputy Governor of the SBV, stated that green credit in Viet Nam enjoys favourable conditions and ample opportunities for development, thanks to clear guidelines and policies. The central bank has issued a series of regulatory documents to strongly encourage the growth of green credit.
To date, 50 institutions have recorded green credit balances. The average annual growth rate of outstanding green credit in the 2017–2024 period exceeded 22%, outpacing the overall credit growth rate of the national economy.
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| Dao Minh Tu, Standing Deputy Governor of the State Bank of Viet Nam, delivers the opening remarks at the forum. (Photo: ANH DAO) |
However, Deputy Governor Tu noted that the absence of a unified national list of green sectors and industries has made it difficult for commercial banks to identify, assess, and supervise loans in this area.
Da Nang is currently the only locality in central Viet Nam, and one of the first three nationwide, to pilot the transition to an eco-industrial zone model under a cooperative project initiated by the Ministry of Planning and Investment.
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| A section of the Da Nang Hi-Tech Park. (Photo: ANH DAO) |
To support the green transformation of industrial zones, the banking sector — the lifeblood of the economy — has been actively promoting green credit to provide these zones with the financial resources needed to upgrade, modernise technology, and transition towards sustainable green production.
At the forum, delegates focused discussions on several key issues: the current state of green industrial zone development; a comprehensive, objective assessment of green credit implementation for eco-industrial zones in Viet Nam; and the identification of bottlenecks along with feasible solutions to foster the sustainable development of green zones and green credit.
According to Dr. Le Anh Xuan, Director of SBV’s Region 9 Branch, as of the end of March 2025, 30 credit institution branches in the region have issued green credit, with total outstanding loans reaching approximately 10.482 trillion VND, accounting for nearly 2% of total outstanding credit in the area.
The majority of this credit was directed toward renewable and clean energy sectors, representing 35.51% of green credit loans. Quang Nam Province alone accounted for 60% of the region’s total green credit. Short-term lending interest rates for green sectors averaged 4–7% per year, while medium and long-term loans ranged from 9–11% per year.
