#Real Estate
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Fluctuations in interest rates and credit policies are creating far-reaching impacts on the real estate market, one of the key pillars of the economy, contributing approximately 10-12% of GDP and having direct linkages to dozens of other industries. When capital flow is “congested”, the entire economic value chain is affected.
In the final month of 2025, Viet Nam’s real estate market emerged from a sensitive period of interest-rate volatility and entered a phase of selective recovery. Capital has not returned in a rush, but interest has emerged in segments with real user value and the ability to generate cash flow.
Viet Nam’s property market is undergoing a restructuring-driven adjustment phase to prepare for a new development cycle, according to assessments.
Prime Minister Pham Minh Chinh has urged authorities to rein in commercial housing prices, particularly for apartments, stressing that prices should better reflect household income levels, prevailing economic conditions, and market fundamentals.
Prime Minister Pham Minh Chinh, head of the Central Steering Committee on Housing Policy and the Real Estate Market, chaired the 5th meeting of the committee in Ha Noi on January 13.
Viet Nam’s real estate market has entered a new stage of development, with its current contribution estimated at around 11% of GDP. More than 100,000 housing products were supplied to the market, up 22% compared to the same period in 2024. However, as noted in the government’s reports, the real estate market continues to evolve in a complex manner, requiring timely and appropriate intervention.
Prime Minister Pham Minh Chinh on December 17 called for stronger, more coordinated efforts to meet housing demand and ensure people’s right to housing, while chairing the fourth meeting of the Central Steering Committee for Housing Policy and Real Estate Market.
Viet Nam’s real estate market is demonstrating its increasingly major and important role, drawing special attention from the people, investors, and policymakers.
In a global economic context marked by volatility, Viet Nam continues to emerge as one of the most dynamic and stable economies in the region, with high growth rates, strong reform policies, and high-quality foreign investment inflow.
Deputy Prime Minister Ho Duc Phoc highlighted the importance of implementing anti-money laundering measures in transactions on real estate and virtual currency trading platforms while chairing a meeting of the National Anti-Money Laundering Steering Committee on October 15.
Prime Minister Pham Minh Chinh issued an official dispatch on October 7, directing ministers, heads of ministry-level and Government agencies, and chairpersons of provincial and municipal People’s Committees to resolutely implement measures to increase housing and real estate supply, reduce prices, and stabilise the market.
The Ministry of Finance has just sent a dispatch to the Ministry of Justice asking for comments on the draft Law on Personal Income Tax (amended). In its latest proposal, the Ministry has withdrawn the plan to impose a 20% tax on income from real estate transfers, while maintaining the existing 0.1% tax on the value of each securities transaction for listed stocks.
Ho Chi Minh City authorities have approved 17 commercial housing projects for sale to foreign individuals and organisations, in a move aimed at expanding regulated foreign access to the local real estate market.
Foreign investors registered a total of 21.5 billion USD in investments in Viet Nam during the first half of 2025, up 32.6% year-on-year, the Ministry of Finance's Foreign Investment Agency (FIA) revealed in its latest report.
