At a press briefing on April 14 announcing first-quarter banking performance, Ha Thu Giang, Director General of the Credit Department for Economic Sectors, said lending schemes directed by the Government and the Prime Minister had been actively implemented by credit institutions.
A key programme supporting agriculture, forestry and fisheries has expanded significantly, with its scale increasing from 15 trillion VND (569.7 million USD) to 185 trillion VND (7.03 billion USD) after four adjustments. Total disbursements have now exceeded 185 trillion VND, effectively meeting its target.
Meanwhile, lending schemes for social housing development and for buyers under the age of 35 have been identified as central to government policy. By the end of February 2026, banks had committed nearly 22 trillion VND (835.6 million USD), with disbursements reaching about 9.6 trillion VND (364.6 million USD), up roughly 2 trillion VND (76 million USD) from the end of 2025. Loans for young buyers accounted for around 259 billion VND (9.8 million USD).
Although early implementation has faced challenges and disbursement remains modest, progress has improved month by month, in line with increased social housing supply.
Credit for strategic infrastructure—including electricity, transport and technology—has also begun to deliver results. As of February 28, 2026, commercial banks had signed financing agreements for eight projects worth approximately 71 trillion VND (2.7 billion USD), with over 7 trillion VND (266 million USD) already disbursed.
In the Mekong Delta, a programme promoting high-quality, low-emission rice production has disbursed about 3.6 trillion VND (136.7 million USD) after nine months, with Agribank accounting for 57% of lending.
Green credit continues to expand, reaching nearly 780 trillion VND (29.6 billion USD) by the end of 2025, up 14.62% year-on-year and representing 4.19% of total outstanding loans.
