Under the proposal, the ratio would return to the 40% level applied during 2020–2021. It was subsequently reduced in stages from 40% to 37%, then 34%, before falling to 30% on October 1, 2023.
The central bank said the amendment is designed to implement the Party's and Government's policies on promoting economic growth during 2026–2030, while easing constraints on lending activities and enabling credit institutions to provide more capital to the economy.