[Video] State Bank of Viet Nam proposes raising the ceiling on short-term capital for medium and long-term loans to 40%

The State Bank of Viet Nam is seeking public feedback on a draft amendment to Circular No. 22/2019, proposing to raise the maximum proportion of short-term capital that banks may use for medium- and long-term loans from 30% to 40%. The move is intended to expand credit and support economic growth.

Under the proposal, the ratio would return to the 40% level applied during 2020–2021. It was subsequently reduced in stages from 40% to 37%, then 34%, before falling to 30% on October 1, 2023.

The central bank said the amendment is designed to implement the Party's and Government's policies on promoting economic growth during 2026–2030, while easing constraints on lending activities and enabling credit institutions to provide more capital to the economy.

NDO
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