On May 26, Nguyen Duc Lenh, Deputy Director of the State Bank of Viet Nam, Region 2 Branch, stated that credit activities in the first four months of 2026 continued to maintain positive growth, linked to the economic recovery and development of the two localities.
In terms of credit structure, outstanding loans in VND reached 5.707 quadrillion VND, accounting for 94.6% of total outstanding loans and increasing by 2.92% compared to the end of the previous year. Capital flows continued to concentrate on key production, business, and service sectors of the economy.
Specifically, credit to the processing industry increased by 5.8%; agriculture, forestry, and fisheries by 5.4%; wholesale, retail, and repair of automobiles and motorcycles by 4.4%; construction by 3.3%; transportation and warehousing by 3.1%; and household businesses by 2.7%.
According to the assessment of the State Bank of Viet Nam, Region 2 branch (responsible for monetary and banking management in Ho Chi Minh City and Dong Nai City), credit growth in the area reflected the effectiveness of monetary policy management and showed that the investment and business environment continues to improve positively.
Furthermore, the accelerated implementation of key transportation and urban infrastructure projects in Ho Chi Minh City and Dong Nai has contributed to boosting capital demand, creating momentum for banks to expand credit, and supporting sustainable economic growth amidst the volatile global economic environment.
